When is The Best Time to Sell Your Truck

The best time to sell your truck may surprise you. In fact, there are a few key things to keep in mind that can help you get the most money for your vehicle.

Read on to find out when is the best time to sell your truck.

If You’re Thinking About Selling Your Truck, Timing Is Everything

The best time to sell is typically in the spring or summer months when people are looking to buy vehicles for camping trips and road trips.

If you’re thinking of selling your truck, timing really is everything – a truck loan won’t come close to covering the amount you will get from selling your truck at the right time. Spring and summer are usually the best months to sell as more people are looking for trucks for camping trips, road trips, and other seasonal endeavors – meaning there’s far higher demand for vehicles. Selling your truck around this time of year will help to ensure you receive a fair market value. Keep in mind that although the truck sale itself may seem easy enough, you should look into factors such as tax implications and registration transfer beforehand so that everything is taken care of properly.

If You’re Not in a Rush to Sell

Waiting until the end of the year may be beneficial as buyers will be looking for deals on vehicles

If you’re looking to get the most money possible out of selling your car, waiting until the end of the year may be a wise decision. This is because buyers are likely to be more aggressive in trying to find deals on vehicles at this time, which presents a great opportunity for sellers to make sure they get their desired price. Looking up trends online prior to putting your car in the marketplace can also give you an edge, as you’ll know when the peak times are for buyers shopping around and have a better idea of what your asking price should be. Taking advantage of end-of-year sales windows for buyers ensures that you receive maximum value for your vehicle in exchange for a buyer’s hard-earned money.

No Matter What Time of Year

Make sure your truck is clean and in good condition before listing it for sale. This will help you get top dollar for your vehicle.

Selling your truck can be a stressful and lengthy process, but it doesn’t have to be! Taking the time to clean and maintain your truck before listing it on the market will help ensure you get top dollar for it. Detailing the exterior and interior of your vehicle is essential in making sure potential buyers see its full potential. Don’t forget to check for visible signs of wear and tear as this can reduce your overall return when selling: a few minor repairs could ultimately boost the value of your vehicle immensely! Remember, no matter what time of year it is, keeping your truck clean will pay off in the end.

When You’re Ready to List Your Truck

Be sure to take plenty of pictures and write an accurate description so potential buyers know what they’re getting.

When it comes time to list your truck for sale, it’s important to give potential buyers as much information as possible. Taking plenty of pictures and writing an accurate description are essential steps to ensure a successful transaction. Take pictures of the exterior, interior, engine bay and any upgrades or modifications you’ve made. Be sure to include any cosmetic damages or issues on the vehicle in the description, so that no surprises arise during closing negotiations. Taking well-lit photos from multiple angles and writing a detailed description will help buyers get an accurate representation of the valuable purchase they are making.

Finally, Don’t Forget to Price Your Truck Competitively So It Sells Quickly!

When it comes to selling your truck, pricing it competitively is key.

This means researching the market in your area and understanding what a comparable vehicle would cost.

Consider its age, condition, mileage, and any additional features that may increase its value before pricing it.

Knowing this will put you at an advantage when it comes to negotiations with potential buyers by leaving you more room to manoeuvre while pricings remains fair.

Conclusion

If you’re considering selling your truck, it’s important to time your sale right.

In general, the best time to sell is in the spring or summer months when people are looking for vehicles for road trips and vacations.

However, if you’re not in a hurry to sell, waiting until the end of the year may be beneficial as buyers will be looking for deals on vehicles.

No matter what time of year it is, make sure your truck is clean and in good condition before listing it for sale.

This will help you get top dollar for your vehicle.

When you’re ready to list your truck, be sure to take plenty of pictures and write an accurate description so potential buyers know what they’re getting.

Finally, don’t forget to price your truck competitively so it sells quickly!

If you need help financing a new truck purchase after selling yours, call AGM Finance today. Our team of experts can help you find the perfect loan for your needs.

How to Get the Most Out of Your Truck

If you’re the proud owner of a truck, then you know that there’s nothing quite like driving one. But what if I told you that there’s a way to make your truck even more enjoyable? By following these simple tips, you can get the most out of your truck and make every drive an adventure. So whether you’re headed to the mountains or the beach, be sure to follow these tips for the ultimate truck-driving experience.

Invest in a quality truck bed cover to keep your belongings safe and dry

Protecting your truck bed with a quality cover can be a very wise investment, as it keeps your belongings safe from thieves or bad weather. Indeed, securing your cargo inside the bed of your truck is essential if you wish to maximize security and protect it from being exposed to extreme temperatures or precipitation. Not only will you know everything is safe and sound, but you’ll have peace of mind that the elements won’t damage anything either. A well-made truck bed cover will outlast the toughest conditions and gives you convenience when transporting any kind of cargo in all sorts of environments. Invest in a reliable cover for added protection for both your possessions and truck!

Add a set of running boards or side steps for easier access to the cab

Installing a set of running boards or side steps on your truck can be an invaluable addition for those times when getting in and out of the cab may be hazardous or difficult. Whether you are loading equipment in and out, or helping someone easily enter and exit, a set of running boards and side steps can make life a bit easier. They also add to the look of any truck with their stylish design that complements the vehicle’s exterior. Investing in a set is easy, the installation process is brief, and they will last you for years to come—all while providing access to get into that elevated cab with ease and comfort.

Customize your truck with decals or paint job to make it unique

If you want to make your truck stand out and show off your individual style, then consider customizing it with a unique decal or an eye-catching paint job. You could choose from a variety of options, from classic NASCAR logo decals to intricate murals that capture a special interest or message. Apart from providing an alteration in physical appearance, customizing your truck can also increase its value in the long-term. With so many customization options now available, you will never be short of ideas to make your truck truly yours.

Install a trailer hitch to tow trailers or other equipment

Considering installing a trailer hitch to tow trailers or other equipment on your vehicle? A trailer hitch is a quick and easy way to invest in reliable pull power. Whether you’re moving furniture, bringing large cargo while traveling, or carrying out landscaping projects, having a trailer hitch installed ensures your possessions make it safely from Point A to Point B. Installing a trailer hitch is often an easy job depending on the type you choose; consult with professionals if needed. Doing the job yourself could save you both time and money. Plus, you’ll have the sigh of relief knowing that you curate the safety of your load!

Get new tires that are designed for off-roading or winter driving

When it comes to ensuring you’re safe on the road, having the right tires for your vehicle is imperative. Whether you frequently drive off-road or in inclement weather, if you don’t have the right tires, your car can be at risk of a serious accident. Investing in specialized tires that are designed specifically for off-roading or winter driving will ensure maximum safety while also providing additional traction and stability regardless of terrain or climate. Not only could these tires potentially save your life, but they are often more affordable than ordinary tires while delivering superior performance. So if you’re looking to upgrade your car’s tires, consider purchasing ones that are designed with exceptional capabilities for a terrain or climate in mind.

Keep your truck clean and well-maintained to prevent rust and corrosion

Taking the time to keep your truck clean and well-maintained can be a real pain, but it is so worth it! By dealing with dirt, oil and other debris that accumulates on your vehicle, you are prevent rust and corrosion from forming. Regular maintenance and cleaning will not only help to keep your truck in tip top condition, but also add life to its value. A clean exterior may not seem like much, but those places where dirt begins to accumulate – behind doors or underneath the bed – are places where rust forms more quickly. Taking care of these areas helps ensure that when you’re ready to trade-in or sell your vehicle, it’ll bring you a high price. So take the time to invest in your vehicle’s upkeep because as they say; an ounce of prevention is worth a pound of cure!

Invest in a quality truck bed liner to protect your investment

A truck is a large investment, so it’s important to make sure you’re protecting it. A great way to do this is by investing in a quality truck bed liner. Not only will a bed liner protect the metal from dents and rust, but also it provides additional grip and traction for whatever you plan on hauling, making it safer and more secure. With many different styles and materials to choose from, you’ll be able to find one that meets your specific needs. Furthermore, truck bed liners are relatively easy to install if you decide to do it yourself; if not, they can be purchased installed as well. Investing in a quality truck bed liner is guaranteed to extend the life of your vehicle, meaning your investment will ultimately pay off in the long run.

Choose the right tires for your truck and driving conditions

Selecting the perfect tire for your truck requires careful consideration – with so many different types of tires available, it can be overwhelming. Factors to consider include the type of terrain you drive on, your desired budget, and climate conditions. All-terrain tires are ideal for muddy surfaces, wet pavement, and even light snow but offer less tread life than other tire types; winter tires will provide better traction in colder temperatures and on frozen roadways; and if you’re looking for an economical choice, all-season tires may work well across multiple driving conditions while providing more value in comparison to all-terrain or winter tires. Knowing the requirements of each type of tire is important when making a selection that meets both safety standards and your personal demands.

Regularly clean and maintain your truck to keep it running smoothly

Taking extra steps to regularly clean and maintain your truck can make a significant difference in the longevity of the vehicle. Completing regular car washes not only helps keep your truck looking great, but also removes dirt and other contaminants that can eventually cause damage to essential mechanical parts. It is also recommended to replace air filters often to help reduce strain on the engine and always check tire pressure as this helps ensure maximum mileage from each tank of gasoline. By taking these measures, you can ensure your truck stays running smoothly for many miles down the road.

Add accessories that suit your needs, such as a tool box or roof rack

When it comes to choosing the right accessories for your vehicle, you want to make sure that you are investing in quality items that serve a specific purpose. For example, if you need extra room for bulky items, a roof rack will give you the needed storage space without having to rely on your backseat. A tool box is another great addition to consider if you often do your own maintenance and repairs or frequently find yourself carrying around your tools wherever you go. Adding just the right combination of accessories will provide style and function while enabling you to make the most of the space available in your car.

Be mindful of how you use your truck – avoid hauling heavy loads that could damage the suspension

When it comes to your truck, you have to be extra mindful of how you use it. Heavy loads can put immense pressure on the suspension, causing warping and breakage; so accessing just how much weight your vehicle can support is key in ensuring its longevity. Talking to a specialist or doing research online into the weight capacities of your particular make and model should always be done before attempting any significant haul. With that said, sensibility still needs to be applied – even if your truck can carry it, doesn’t mean it should! Don’t overload the suspension beyond its limits and always ensure that large items are securely secured in place. After all, no one wants to face an unexpected cost from an unforeseen accident!

These are just a few of the many ways you can customize and improve your truck. By investing in quality aftermarket parts and accessories, you can enjoy years of reliable performance from your vehicle. Whether you’re looking to improve off-road capability or simply want to add your own personal touch, there’s an option out there for you. Be sure to do your research before making any modifications, and always consult with a professional if you’re unsure about anything. With a little time and effort, you can take your truck from mundane to extraordinary.

AGM Finance has the truck loan experts you need to get on the road. Be sure to invest in a quality truck bed liner, choose the right tires for your driving conditions, and regularly clean and maintain your truck. You can also add accessories that suit your needs, such as a tool box or roof rack. Avoid hauling heavy loads that could damage the suspension by being mindful of how you use your truck. For more tips on getting the most out of your truck, call AGM Finance today!

Worst Thing that Might Happen if You Will Not Pay Your Truck Loan

If you’re thinking about not paying your truck loan, there are a few things you should know.

First, your truck could be repossessed. This is probably the worst thing that could happen, as it would leave you without transportation and in a difficult financial situation.

Second, you will damage your credit score if you default on your loan, making it difficult to get financing in the future.

Finally, you may have to pay additional fees and interest if you miss payments on your loan. All of these things can be avoided if you simply make timely payments on your loan. So consider all the consequences before making a decision not to pay Your truck loan.

The lender could come and repossess your truck

Lending money to purchase something – such as a truck – puts you in a vulnerable position. You will make regular payments until the debt is paid, but if you finance the truck with someone else’s money and then are unable to make repayments on time, the lender could decide to step in and repossess your vehicle. While this can be an overwhelming possibility, it can be avoided with careful planning and timely payments. Make sure to stay aware of when payments are due and how much you owe so that you never have to worry about having your truck taken away from you.

You would lose the money you’ve already paid towards the loan

Taking out a loan is a big responsibility and you need to be certain that you are able to make those payments. If, for any reason, you can’t make the necessary payments, there will be consequences that could end up costing you more than if you had saved up the money instead. In most cases, when taking out a loan and defaulting on it, you would lose the money that you have already paid towards it so it’s important to think carefully before deciding whether this type of borrowing is right for you.

Your credit score would take a hit

A credit score is an essential factor impacting your ability to save money in the long term. When you’re planning out major investments and financing options, a drop in your credit score could put you at risk of not being able to secure more favorable conditions. Even if it isn’t a permanent strike against you, any decrease can still have repercussions that linger for years and should be avoided whenever possible. To do this, always make an effort to pay off loans and debts on time, keep your spending regulated, and try to dispute any negative changes on your report as soon as they arise. Taking steps like these means a drop in your credit score won’t limit your financial potential!

You might have to sell other possessions to make up for the missed payments

Depending on your financial situation, you may need to part with some of your possessions in order to make ends meet if you cannot cover missed payments. From clothing and furniture to cars, boats or even real estate, making a few sacrifices might be necessary in order to have a sound financial future. However, it’s important to remember that when selling these items you should try to get the best price available. If at all possible, avoid plunging into a financial crisis further by taking the initiative and doing the research needed in order to make the best decision with any sale.

You could end up in court over the debt

Going into truck loans without fully understanding the contract terms and eventuality of defaulting can land anyone in court. Often truck loans come with a range of interest rates and payment schemes, so it is important to understand these before signing the contract. Don’t get caught unprepared; ensure that you understand what could happen if you cannot pay, or if there are any other circumstances that arise where legal recourse may be necessary. Knowing your rights when it comes to truck loans can help keep you out of the courtroom and save you from incurring extra debt owed to legal fees.

The lender could garnish your wages

If you take out a loan and fail to pay back the loan on time, the lender could resort to garnishing your wages. This means that they will have the truck (or other vehicle belonging to you) seized and sold off in order to fulfill their compensation. It can be a stressful experience and one that should be taken very seriously. Borrowers are advised to always build an emergency fund in case of unexpected events, such as job loss or illness, taking away their ability to repay the loan on time. It’s best for everyone involved if borrowers take responsibility of their financial means and don’t rely on others taking money from them when it’s not necessary.

Not making truck loan payments has serious consequences that can ruin your finances and lifestyle. If you’re struggling to make payments, reach out to AGM Finance for help. Our truck loan experts can answer your questions and help you find a solution that works for you. Don’t wait until it’s too late – call us today!

Should You Sell Your Old Truck and Get a New One?

Is your old truck’s performance letting you down and affecting your work? Do you visit the workshop more often than you’d like? Maybe it’s about time to think about the real cost of hanging onto that old truck and decide if you should sell it and get a new one!

Letting go of your old truck might be hard, especially if it’s been searing you well for a number of years.. Saying goodbye to an old friend is never easy.

Perhaps it’s about time to part ways with the old truck and consider getting a new one.

There are several things that you may want to consider before deciding since it involves a pretty substantial amount of Investment.

Old Truck VS Brand New Truck

Old Truck

Even if you’ve taken good care of your new truck, it won’t remain new forever and as your truck age, its value decreases. The older it gets, the more frequent you need to maintain it.

Maintaining an old truck won’t just cost you money but will also cost you your time. You have to spend time driving your truck to repair shops and you have to go without it which means you will miss a day’s work or two depending on how long it will take to be repaired.

It’s a hassle! You’ll lose a day’s worth of income from that.

Keeping an old truck may save you a lot of money by not buying a new one but eventually, the money you saved from that will be spent on maintenance of your old truck.

While it seems financially practical to keep an old truck, it is not. Your maintenance bill may be filed up over time without you even realizing it.

Unlike if you buy a new truck where you are free from stress, and hassle, you also saved money and time in visiting a repair shop.

When to sell your Old Truck?

  • It needs repair every now and then
  • Warranty is mostly expired
  • The truck is slowing you down at work
  • The repair cost is becoming more expensive than the return performance of the truck at work
  • Old trucks do not have the safety features that exist with the new trucks
  • Buying a new truck is cheaper than the overall cost of repairing your old truck
  • Old trucks consume more gas
  • Expenses in operating a truck increases

Should You Sell Your Old Truck and Get a New One?

Buying a new truck could be more affordable than your frequent visit to repair shops with your old trucks. Plus, it comes with a warranty that could cover the unexpected repair cost for its first three years.

You won’t have to worry about spending a penny when there is an unexpected problem with your truck.

Purchasing a new truck means keeping you updated with the trends and having its latest technology, especially its safety features that old trucks do not have.

Therefore, the cost of maintaining a new truck is cheaper than maintaining an old truck.

Aside from its brand new feels, working with a new truck will make you feel motivated. Thus, you will be more effective and productive at work.

Operating an old truck will make you worried all the time about the truck breaking down versus operating a new truck that helps keep your mind at ease from unexpected problems making you work efficiently.

Buying a new Truck

  • It comes with a warranty and guarantees
  • It saves you time and money compared to old trucks coming back and forth to repair shops
  • Updated safety features and engineered for the safety of the truck operators and its passengers if there’s one
  • New trucks mean greater access to updated features from the manufacturer
  • It tends to have better fuel efficiency
  • It is easier to maintain a new truck than an old truck
  • Reliable
  • Durable

Purchasing a new truck requires a lot of cash and due to some budgetary reasons, it’s not as easy as it seems to buy a new one. Thus, finding a perfect financing firm for your budget need is important!

And if you are looking for a great deal of truck loans, we at AGMFinance are here to help.

We offer a truck, trailer, and equipment finance from 6.95%.

AGMFinance is a multi-award-winning truck loan company from 2015 up to the present. With hundreds of 5-star reviews from happy customers:

“Their rates are second to none!” -Cameron Jones (Director & CEO)
“A fleet of over 100+ trucks, the only broker we use.” – Raj Deol (Director & CEO)
“Finance was flawless…an absolute pleasure.” – John Golubovic (Director)
“A great deal with a can-do attitude.” – Robin Joseph (CEO)
“Most professional finance team you can find Australia wide.” – Terry Lef (Director)

Best Australia Brokerage to Help You Buy A Brand New Truck

AGMFinance is your go-to! They gained a reputation as one of Australia’s leading brokerage firms and received multiple awards for excellence.

AGMFinance provides low-cost financial solutions to clients across the country. We work with a broad range of clients from a variety of industries.

Our highly skilled team has more than 100 years of combined industry experience, making us the right people to tailor a financial solution to your unique needs.

Today, AGMFinance is a multi-award-winning firm helping thousands of Australians and is recognized as Australia’s leading truck and equipment finance specialist.

Call Us Today on 1300 664 687 for a great deal and fast approval!

Starting a Trucking Business in the Post COVID World

Apart from the many disruptions to our lives, COVID taught us many things. The Transport & logistics industry was tested in ways we’d never seen before. Truck drivers were stopped at borders, deliveries were delayed, store stock levels were dramatically impacted and consumers were left frustrated. On the upside, many came to realise just how important transport and truckers are to the world.

They deliver the critical goods that we need to the stores so that we can get them when needed. These essential workers put their lives on the line every day, not only in terms of road safety, but being exposed to COVID risks at every stage along the supply chain.

You may be wondering: is now the right time for you to be starting a truck business?

It certainly is so we’ve compiled some tips to help you get started.

Capital May Be Your Biggest Challenge When You Get Started

Though it is becoming easier to get loans now that things are opening back up, you may have a tough road ahead. In order to submit your new credit application you will need to have at least 2 years industry experience, a minimum of 20% cash deposit and a satisfactory credit file.

Shopping Around for Truck Finance Is a Must

With all of the banks & lenders competing for your business, all of the options can make shopping for the right truck loan time-consuming and confusing. Using an experienced truck loan broker will save you a lot of time and money. They are great at helping both individual & fleet owners find the right finance solution for both trucks and trailers.

It May Take Some Time to Find the Right Truck

With all manufacturers being affected by production and parts supply issues, the stock levels of new trucks has decreased dramatically. This has driven up demand and pricing of used trucks to unprecedented levels. You may have to widen your search well beyond your local area to find the right vehicle at a fair price.

It may also pay to approach other truck owners to see if they are interested in selling or know someone who is. Used truck dealers have staff on the phone all day searching for stock so use your personal network of contacts to see what you can find. The great thing about Australia is, we like to help a mate.

Take Your Time Hiring Drivers

If you’re not going to be a solo owner-operator, you’ll need to hire drivers.

Drivers are in short supply at the moment so you may need to advertise or ask around within industry circles. You may also consider approaching truck driving schools to recruit new drivers, or start approaching other drivers to see if they’re happy with their current company. As a smaller entity you can be more flexible so offering them more benefits may encourage more experienced drivers to work with you.

Make Sure That Preventative Maintenance Is Built-in to Your Business

It almost goes without saying but in this post-COVID climate, truck & fleet maintenance is essential to keep your truck business running.

With supply-chain issues affecting parts supply worldwide, preventative maintenance is key. Don’t wait for a breakdown as you may be off the road for a lot longer than you’re used to.

If you’re ready to get started. Talk to the team at AGM, their 25 years of experience in the trucking finance industry is widely respected. With 5 star ratings from hundreds of happy trucking clients and multiple awards from the industry, you’ll be in good hands and off to a great start with your trucking business.