
How Does Truck Finance Differ from Other Forms of Equipment? | AGM Finance
When businesses invest in essential tools and machinery, securing the right type of finance is critical. Truck finance and general equipment finance share some similarities,
With no effect on your credit score
With no effect on your credit score
You can choose to finance 100% of the invoice price or contribute a deposit in the form of cash or trade. Depreciation and interest are usually tax-deductible, monthly payments can be structured to suit your cash flow, you’re guaranteed end ownership of the goods, and you also have the option to purchase the equipment at any time during the contract term while retaining all equity.
You can choose to finance 100% of the invoice price or contribute a deposit in the form of cash or trade.
Depreciation and interest are usually tax-deductible, monthly payments can be structured to suit your cash flow, you’re guaranteed end ownership of the goods, and you also have the option to purchase the equipment at any time during the contract term while retaining all equity.

Flexible repayments – structure the repayments to suit your Cash flow. You can now vary the money you pay to match the money coming into your business. For example crop sowing time vs. crop harvest time.

Flexible repayments – structure the repayments to suit your Cash flow. You can now vary the money you pay to match the money coming into your business. For example crop sowing time vs. crop harvest time.
Flexible terms mean you can choose the length of the asset purchase to suit your business needs.
Whether it’s commercial truck finance or broader equipment finance, the loan term usually depends on two key factors: how much you want to pay per month, and the expected life of the asset.
After all, you shouldn’t be paying off equipment that’s no longer contributing to your income.

Flexible terms mean you can choose the length of the asset purchase to suit your business needs.
Whether it’s commercial truck finance or broader equipment finance, the loan term usually depends on two key factors: how much you want to pay per month, and the expected life of the asset.
After all, you shouldn’t be paying off equipment that’s no longer contributing to your income.
An Asset Purchase agreement is a contract that enables commercial users to purchase goods by means of time payment with guaranteed end ownership. Equity increases with each payment, and an Option to Purchase may be given at any stage during the contract.
With access to the cheapest rates and fastest approval turnaround times we are the best in the business.
























EXCELLENT Based on 114 reviews Melanie Ferreira2025-05-19Trustindex verifies that the original source of the review is Google. Thank you to George and his team for all your efforts, time and help. Friendly staff with a higly professional approach. Excellent communication and patient. Highly recommend AGM Finance. One again a huge thank you to George and Ester. Darren Mcdonald2025-04-24Trustindex verifies that the original source of the review is Google. Excellent people to work with very highly recommend Meagan Wesener2025-04-23Trustindex verifies that the original source of the review is Google. From the first phone call to the email confirming settlement, AGM were fantastic. We cannot recommend them enough, and will definitely use them for future finance. rj2025-04-15Trustindex verifies that the original source of the review is Google. Could not be happier with this firm the smoothest transition into a loan,I have borrowed off many finance companies and banks over the last thirty five years and this company is the best Chloe and George made it so easy and I will always use them in the future I have deleted all the other finance contacts will only use this company Cheers Glen Jacob Oppermann2025-04-04Trustindex verifies that the original source of the review is Google. George and his team were great to deal with and very prompt at getting everything sorted, couldn’t recommend them more! Jordan Strawson2025-03-31Trustindex verifies that the original source of the review is Google. George and his team are very easy to deal with. Great communication from the team at AGM, helping me every step of the way. Will definitely recommend and use them in the future. Scott Hewett2025-03-27Trustindex verifies that the original source of the review is Google. I have been using AGM Finance for 28 years now and every time they give the same excellent no fuss service. I have tried other brokers but they are the best. I wouldn't use anyone else now Michael Aloisi2025-03-27Trustindex verifies that the original source of the review is Google. Very good communication and experience at what they do Cheryl Wooderson2025-03-26Trustindex verifies that the original source of the review is Google. Highly recommend these guys. We never thought it would be possible to get a loan but they made it happen. They went above and beyond.
We shop for the best interest rate so you don’t have to. It’s part of our duty to ensure that you are receiving the best pricing possible.
We shop for the best interest rate so you don’t have to. It’s part of our
duty to ensure that you are receiving the best pricing possible.

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