
How Does Truck Finance Differ from Other Forms of Equipment? | AGM Finance
When businesses invest in essential tools and machinery, securing the right type of finance is critical. Truck finance and general equipment finance share some similarities,
With no effect on your credit score
With no effect on your credit score
Why tie up valuable capital in owning assets that rapidly depreciate in value and require replacement every few years?
Rent them instead, spreading the cost over their useful life. Keep up with technology, save time and money, and make better use of capital with an Equipment Rental Plan. AGM Finance can provide rental agreements on a wide variety of assets including:
IT equipment – all types, including networking systems & Software.
Office equipment – printers, faxes, photocopiers.
Security systems.
Forklifts.
The list is endless.

Why tie up valuable capital in owning assets that rapidly depreciate in value and require replacement every few years?
Rent them instead, spreading the cost over their useful life. Keep up with technology, save time and money, and make better use of capital with an Equipment Rental Plan. AGM Finance can provide rental agreements on a wide variety of assets including:
IT equipment – all types, including networking systems & Software.
Office equipment – printers, faxes, photocopiers.
Security systems.
Forklifts.
The list is endless.
Independence
AGM Finance will finance any brand. This gives your organisation the flexibility to choose your suppliers, and the freedom from being captive to any one traditional provider.
Flexibility
Equipment Rental Plan allows you to upgrade or add new equipment throughout the period of the agreement, enabling you to keep abreast of technological or operational changes without being locked in by existing arrangements. At the end of the term of the agreement, you have several options. You can:
Upgrade the equipment under a new rental agreement.
Continue to rent the equipment on a casual basis (i.e. quarter by quarter or month by month).
Rent for a further specified term (e.g. 1 year) at a reduced rental.
Return the goods with no further obligation.
Offer to purchase the goods.

Independence
AGM Finance. will finance any brand. This gives your organisation the flexibility to choose your suppliers, and the freedom from being captive to any one traditional provider.
Flexibility
Equipment Rental Plan allows you to upgrade or add new equipment throughout the period of the agreement, enabling you to keep abreast of technological or operational changes without being locked in by existing arrangements. At the end of the term of the agreement, you have several options. You can:
Upgrade the equipment under a new rental agreement.
Continue to rent the equipment on a casual basis (i.e. quarter by quarter or month by month).
Rent for a further specified term (e.g. 1 year) at a reduced rental.
Return the goods with no further obligation.
Offer to purchase the goods.
Our Equipment Rental Plan rates are always competitive, and in fact frequently lower than traditional funding options, making them a strong alternative when comparing Industrial Equipment Financing versus Rental.
Renting allows you to invest capital in the more profitable areas of your business, rather than in equipment that has a limited useful life with little or no resale value.
Rental payments are fixed, which enables you to plan your future cash flow with confidence. There is no lump sum outlay that is normal with Capex funding.
Residual value investment transfers the risk of ownership to the financier and lowers the cost of funding your equipment requirements.
Renting removes the inconvenience and cost of disposing of assets that are past their useful life. Renting also avoids the escalating maintenance costs for assets that are outside their warranty period.
Renting mitigates obsolescence risk allowing you to keep pace with technology, plus provides rigour in allocation of resource and a co-ordinated procurement approach.
Rental payments can be tax deductible. Please contact your accountant for tax advice.
If you’ve paid cash for your vehicle or equipment within the last 3 month and your accountant advises that finance would have been a better option, don’t worry it’s not too late to enter into finance arrangement.
























EXCELLENT Based on 114 reviews Posted on Melanie FerreiraTrustindex verifies that the original source of the review is Google. Thank you to George and his team for all your efforts, time and help. Friendly staff with a higly professional approach. Excellent communication and patient. Highly recommend AGM Finance. One again a huge thank you to George and Ester.Posted on Darren McdonaldTrustindex verifies that the original source of the review is Google. Excellent people to work with very highly recommendPosted on Meagan WesenerTrustindex verifies that the original source of the review is Google. From the first phone call to the email confirming settlement, AGM were fantastic. We cannot recommend them enough, and will definitely use them for future finance.Posted on rjTrustindex verifies that the original source of the review is Google. Could not be happier with this firm the smoothest transition into a loan,I have borrowed off many finance companies and banks over the last thirty five years and this company is the best Chloe and George made it so easy and I will always use them in the future I have deleted all the other finance contacts will only use this company Cheers GlenPosted on Jacob OppermannTrustindex verifies that the original source of the review is Google. George and his team were great to deal with and very prompt at getting everything sorted, couldn’t recommend them more!Posted on Jordan StrawsonTrustindex verifies that the original source of the review is Google. George and his team are very easy to deal with. Great communication from the team at AGM, helping me every step of the way. Will definitely recommend and use them in the future.Posted on Scott HewettTrustindex verifies that the original source of the review is Google. I have been using AGM Finance for 28 years now and every time they give the same excellent no fuss service. I have tried other brokers but they are the best. I wouldn't use anyone else nowPosted on Michael AloisiTrustindex verifies that the original source of the review is Google. Very good communication and experience at what they doPosted on Cheryl WoodersonTrustindex verifies that the original source of the review is Google. Highly recommend these guys. We never thought it would be possible to get a loan but they made it happen. They went above and beyond.
We shop for the best interest rate so you don’t have to. It’s part of our duty to ensure that you are receiving the best pricing possible.
We shop for the best interest rate so you don’t have to. It’s part of our
duty to ensure that you are receiving the best pricing possible.

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