Lease Finance

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Lease Finance

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How does it work?

You select the vehicle or equipment of your choice and range of options you require.
You negotiate the price of the vehicle or equipment as if you were paying cash.
You select the term of the lease (1 to 5 years) and the frequency of the repayments.
At the outset a residual value is set (which is an estimate of the worth of the vehicle or equipment at the end of the lease period, calculated using Australian Tax Office effective life and depreciation guidelines).
The finance company then purchases the vehicle or equipment on your behalf.
Rentals are then paid to the finance company.

At the end of the Lease you then have an Option to:

Make an offer to purchase the car from the finance company for the residual value, although the lease agreement does not provide you with the right to purchase the vehicle or equipment. Return the car to the finance company for sale, although you will be required to meet any shortfall if the sale proceeds do not meet the residual value. Trade in the vehicle or equipment on our behalf and lease a new one.

How does it work?

You select the vehicle or equipment of your choice and range of options you require.
You negotiate the price of the vehicle or equipment as if you were paying cash.
You select the term of the lease (1 to 5 years) and the frequency of the repayments.
At the outset a residual value is set (which is an estimate of the worth of the vehicle or equipment at the end of the lease period, calculated using Australian Tax Office effective life and depreciation guidelines).
The finance company then purchases the vehicle or equipment on your behalf.
Rentals are then paid to the finance company.

At the end of the Lease you then have an Option to:

Major Benefits to Your Business:

Rentals may be fully tax deductible if the vehicle or equipment is used to generate taxable income.
You have immediate use of the vehicle or equipment with no capital outlay.
Fixed payments allow for more accurate budgeting and protect you against interest rate rises.
You can choose your own supplier and negotiate price independently.
Direct debiting of your monthly payments can be arranged saving you time and money.
Allows for regular upgrading of your vehicles and equipment.
Revenue generated from the use of the vehicle or equipment may make it self-financing.

* NOTE: There are GST implications when leasing. Always seek expert advice from your tax agent.

Major Benefits to Your Business:

Rentals may be fully tax deductible if the vehicle or equipment is used to generate taxable income.
You have immediate use of the vehicle or equipment with no capital outlay.
Fixed payments allow for more accurate budgeting and protect you against interest rate rises.
You can choose your own supplier and negotiate price independently.
Direct debiting of your monthly payments can be arranged saving you time and money.
Allows for regular upgrading of your vehicles and equipment.
Revenue generated from the use of the vehicle or equipment may make it self-financing.

* NOTE: There are GST implications when leasing. Always seek expert advice from your tax agent.

Frequently Asked Questions

What is a Finance Lease?

Under a Finance Lease, the finance company purchases the vehicle or equipment of your choice in exchange for a series of rental payments.

View video to see why AGM Finance is an
Award Winning Finance Brokerage Firm.

Lease Finance is a great arrangement for those who want the flexibility of leasing.

With access to the cheapest rates and fastest approval turnaround times we are the best in the business.

We have access to over 40 different lenders

We shop for the best rate. It’s part of our duty to ensure that you are receiving the best pricing possible.

Happy Customer Testimonials

"a fleet of over 100+ Trucks… the only broker we use"

I have been using the services of AGM Finance for the last 9 years. We now operate a fleet of over 100+ Trucks and Vehicle all financed though AGM Finance. We initially started using them as well as our banks, though after a while I found their service to be most efficient and competitive and now they are the only broker we use.

"Great service with minimum fuss"

Great service with minimum fuss. Very professional. I have done and will continue to recommend these guys to my friends and family

"Fast, professional and great to deal with"

Highly recommend the team at AGM Finance. Fast, professional and great to deal with. We don't go anywhere else - service is fantastic!

"Very honest and straight forward"

The service was amazing and prompt. They were very honest and straight forward and they went above and beyond and got us exactly what we needed. They have been servicing my business for the last 3 years and have always come through.

"AGM has been able support my company’s growth"

AGM FINANCE has been able support my company growth and achieve right equipment at right time when banks were not interested to give us machinery and truck loans

"Most professional finance team in Australia"

Always a pleasure dealing with the most professional finance team in Australia and especially George!!! For once again everyone from the AGM finance team in Brisbane made the process for purchasing a brand new truck in Sydney so easy! Thank you to everyone!