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Truck Loans

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Truck Finance

AGM Finance is Australia’s leading truck loan specialist that has been helping customers secure the financing they need for years by leveraging the cheapest rates from a variety of lenders in the truck finance industry.

AGM Finance is able to provide personalised solutions to both professional truck drivers and truck owner operators alike.

Not only do we offer some of the most competitive rates, but our incredibly fast approval times mean that truck drivers can get back on the road quickly and affordably.

If you’re looking to apply for truck finance, contact AGM Finance today and experience why we are one of Australia’s most respected finance brokerage firms.

With access to the cheapest rates and fastest approval turnaround times, we are the best in the business.

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Our Awards

An award-winning service with Australia’s Leading Aggregator

Providing great
rates and outstanding service, Australia-wide

At AGM Finance, we understand your truck business needs, and we develop a personal, one-on-one relationship with you.

Whether you’re starting a new business and are needing truck finance, or needing equipment upgrades, we can determine what finance solutions to use with unbeatable interest rates.

We evaluate your truck finance options from Australia’s leading lenders to find you the lowest cost finance package and most flexible repayment term options available.

Call us today for an obligation-free quote!

Instant Truck Loan Repayment Calculator

Use our truck finance calculator to find out your monthly repayments.

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We have access to over 60+ different lenders

We shop for the best truck finance interest rates.

It’s part of our duty to ensure that you are receiving the best and stress-free equipment finance, truck loan pricing and lease term possible without any hidden fees and charges.

Get your truck loans, equipment loans, car loans, and earthmoving loans processed today!

How to Apply for Truck Finance

At AGM Finance, we believe that truck finance solutions should be straightforward and simple. Ready to secure the right truck finance deal for you? Here’s how you can.

Pre-Approval

Get started by completing our online Finance Pre-Approval form or speak with one of our dedicated finance specialists for a secured loan.

Gather Required Documents

We will request the minimum information required for you to submit for finance approval.

Review Truck Financing Options

We’ll create a tailored truck finance package best suited to you to review.

Apply

Once packaged, we will submit your application via our FastTrack Lender Channels. Our application always receives priority across all banks and lenders

Get Approved and Receive Funds

You can expect a quick turnaround time for loan approvals with us. Once your loan is approved, the funds will be disbursed, and you can proceed with your truck purchase.

Enjoy Ongoing Support

We provide ongoing support throughout the duration of your loan. This ensures you receive the best service and assistance with any questions or concerns that may arise during the loan term.

Benefits of arranging truck loans with AGM finance

BEST RATES

We have access to over 60 different lenders. We shop for the best rate.

EXPERT KNOWLEDGE

We provide you guidance based on current industry knowledge and research.

PERSONAL SERVICE

We take a proactive and personalised approach. We understand that every client and application is different.

LIFETIME SUPPORT

We provide ongoing support. We look after our clients throughout the whole
duration of the loan.

AGM Finance Offers

AGM Finance offer a broad range of commercial finance products for your truck, including chattel mortgage, commercial hire purchase, lease and rent to buy. Whether you’re a sole trader or managing a growing fleet, we offer flexible loan options designed to help your business finance its truck needs.

From a single business loan for a new truck to a structured package that covers multiple vehicles, we’ll help you secure the right funding for your specific business needs.

Our experts compare rates and products from over 60 trusted lenders to find the best finance deal — with fast approvals, competitive terms, and personalised service every step of the way.

Whether you are located in Adelaide, Canberra, Sydney, Melbourne, Brisbane, Perth, or Sunshine Coast, AGM Finance can simplify the process and ensure you get the result you want.

Low Doc Finance

AGM Finance specialises in low doc equipment finance.

Our team can help you avoid unnecessary red tape and paperwork, and get you the best finance solution fast.

Our approval turnaround times can be within a matter of hours because our highly skilled team specialised in truck loans.

Expand your Truck Fleet

We understand your full attention needs to be focused on your business.

Taking time to source the
best finance deals is not a luxury many business owners have.

Our mission is to ensure your
finance experience delivers the best possible outcome without any of the hassles.

Expand your Truck Fleet

We understand your full attention needs to be focused on your business.

Taking time to source the best finance deals is not a luxury many business owners have.

Our mission is to ensure your finance experience delivers the best possible outcome without any of the hassles.

Truck Loans for your new business

It can be challenging to acquire truck loans when starting out in the trucking industry.

All lenders follow strict policies and demand new businesses meet rigid requirements. Lenders will require a work contract or work source letter and need a budget projection of all vehicle income and expenditure.

Getting the right paperwork together can be a time-consuming headache. Our team can simplify
the process and ensure you get the result you want.

Truck Loan for your new business

It can be challenging to acquire finance when starting out in the trucking industry.

All lenders follow strict policies and demand new businesses meet rigid requirements.

Lenders will require a work contract or work source letter and need a budget projection of all vehicle income and expenditure.

Getting the right paperwork together can be a time-consuming headache.

Our team can simplify the process and ensure you get the result you want.

Profit from Our Experience

At AGM Finance, we develop a personal one-on-one relationship with our clients to ensure we understand your unique trucking business.

Whether you are starting a new business or need to upgrade existing equipment, we can evaluate your situation and determine the best truck finance solutions.

With more than two decades of experience working with Australia’s leading lenders, we can provide you with the most flexible repayment option and lowest rates available.

Frequently Asked Questions

What sort of trucks do you provide finance for?

AGM Finance provides solutions for a wide range of trucks, such as:
– Heavy and commercial trucks, including prime movers and tow trucks
– Construction and trade trucks
– Agricultural and farm trucks
– Refrigerated and delivery trucks
– Mining, logging, and industrial trucks

Do I need financials?

AGM Finance offer a large range of Low Doc Products that require NO financials at all.
Key Low Doc Requirements:
– 2 Year ABN
– Clear Credit History
– At least One Director Property Owner or 20% Deposit

How old can the truck be?

AGM Finance has access to a large range of finance products for ALL age trucks. We ensure you have financing for the truck purchase best suited to your needs, no matter how old or new.

How long does truck finance take?

Depending on the lender and product, turnover times can vary from 2 hours to 48 hours. As a premium finance brokerage firm, our applications often take priority with all lenders.

How much can I borrow?

The max loan amount you can borrow will depend on product limits and your financial servicing ability. Our team will carefully strategise to ensure you can borrow what’s required with manageable monthly repayments. We will take you through the loan contract to ensure you have a thorough understanding of your requirements.

Will I get approved?

AGM Finance have a success rate of over 98% for financing. All truck finance applications are carefully vetted by our finance specialists prior to submission. This ensures we get things right the first time and, most importantly, protect your Credit Score.