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Cashflow & Debtor Funding
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  • 27 Years
    Est. in 1997
  • 50 Lenders
    For the best rates
  • $1.4 Billion
    Loaned to Clients

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Searching for a great deal?

Cashflow Debtor Finance

Get pre-approval online now
  • 27 Years
    Est. in 1997
  • 50 Lenders
    For the best rates
  • $1.4 Billion
    Loaned to Clients

GET A QUICK QUOTE

  • This field is for validation purposes and should be left unchanged.

Privacy Policy

View video to see why AGM Finance is an
Award Winning Finance Brokerage Firm.

Through Cashflow Funding, cash becomes available almost immediately. The extra cash injection is traditionally used to purchase more stock, cover work expenses and repairs, hire more staff or advertise to grow the business, but it can be used for any purpose the business wishes.
With access to the cheapest rates and fastest approval turnaround times we are the best in the business.

We have access to over 60 different lenders

We shop for the best rate. It’s part of our duty to ensure that you are receiving the best pricing possible.
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Happy Customer Testimonials

"Finance was flawless...an absolute pleasure"


A big thank you to George, Arthur and the Team at AGM Finance. Everything from the accuracy of your initial estimations and amount loan term, through to meeting the required deadlines and understanding our pre approval requirements was spot on!. The manner which you and the team handled our truck finance was flawless!.!! Quick process of loans with the best interest rates. It was an absolute pleasure doing business with you
John Golubovic - DirectorMAXIEARTH PTY LTD

"I will surely be recommending your wide range of services to everyone in my network"


I would just like to extend my sincere thanks to Arthur, George and their wonderful team for assisting me to get my loan so quick for business needs a few weeks back.
Abdul Khan – Director

"A great deal with a can-do attitude"


Excellent Customer Service and very proactive business approach with a “Can Do” attitude! Very quick turn around on settlements. If you need to purchase a truck, AGM Finance always come up with amazing and quick loan options for your commercial business with a great deal of truck finance and never disappoint. Any day, any time, happy to refer their business for their Excellent and quick process of loans and Service with a smile!! Thank you, George!
Robin Joseph - CEOParabar Australia Pty Ltd

"Most professional finance team you can find Australia Wide"


Always a pleasure dealing with the most professional team of car finance and truck finance broker Australia wide and especially George!!! For once again everyone from the AGM finance team in Brisbane made the business finance process for purchasing a brand new truck in Sydney so easy without any hidden fees and charges! Quick approval of loans. Thank you to everyone!
Terry Lef – DirectorTMV Transport Services Pty Ltd.

"AGM are brilliant!!"


It is so hard to find or get a hold of a company (any sort of company) where every member of staff are professional, reliable, on the ball and extremely friendly and helpful. AGM are all of those things. Thanks to the team, It is always such a pleasure to deal with each and every one of them and they are always happy to help with my equipment finance and truck finance.
Ewa Silman - DirectorSilman Bros Asphalting

"Their rates are second to none"


This is the 3rd time that I have dealt with AGM Finance and could not be happier. Thanks to AGM Finance! They are more than happy to take action and assist wherever they can, always available, great advice, fast loan process approval and their rates for car loan and truck loan are second to none!
Cameron Jones – Director & CEOWholesale Food Group

"a fleet of over 100+ Trucks… the only broker we use"


I have been using the services of AGM Finance for the last 9 years. We now operate a fleet of over 100+ Trucks and Vehicle all financed though AGM Finance. We initially started using them as well as other finance brokers for truck finance, though after a couple of months, I found their service to be most efficient and competitive and now they are the only personal and commercial broker we use.
Raj Deol – Director & CEOMove In Truck Rental

With access to a broad range of cashflow lenders AGM Finance can provide you expert cashflow finance solutions for small and medium businesses.

solutions for small and medium business

Cashflow & Debtor Funding

Debtor Finance (also known as cash flow finance) comes in many different variants. All have one basic feature, which is that funds are advanced to a certain percentage (usually 80% – 90%) against debts owed to a business for goods or services supplied on credit to other businesses.
solutions for small and medium business

Cashflow & Debtor Funding

Debtor Finance (also known as cash flow finance) comes in many different variants. All have one basic feature, which is that funds are advanced to a certain percentage (usually 80% – 90%) against debts owed to a business for goods or services supplied on credit to other businesses.

For example: Business sells book debts to Debtor Finance provider on a continuing basis, Up to 85% of debt paid within 24 hours, Balance (15%) of debt paid when debtor pays, Recourse after 90/120 days, Creates a flexible Line of Credit and grows with business. ​ As the sales of your business grow this Cash flow Finance facility automatically increases as well, providing the business with cash to meet increasing financial demands that day to day trading can place on you.

men handshake after loan approval
men handshake after loan approval
For example: Business sells book debts to Debtor Finance provider on a continuing basis, Up to 85% of debt paid within 24 hours, Balance (15%) of debt paid when debtor pays, Recourse after 90/120 days, Creates a flexible Line of Credit and grows with business. ​ As the sales of your business grow this Cash flow Finance facility automatically increases as well, providing the business with cash to meet increasing financial demands that day to day trading can place on you.
solutions for small and medium business
Your borrowing ability is determined by the level of your accounts receivable not the value of your bricks and mortar. Cash flow finance is not just an alternative to bank overdraft facilities. It’s a better solution. ​
The biggest benefit of Debtor Finance is that it accelerates cash flow. Normally the money it costs to produce a good or provide a service is tied up in debtors and is not available for the business to use until payment has been received.
solutions for small and medium business
Your borrowing ability is determined by the level of your accounts receivable not the value of your bricks and mortar. Cash flow finance is not just an alternative to bank overdraft facilities. It’s a better solution. ​
The biggest benefit of Debtor Finance is that it accelerates cash flow. Normally the money it costs to produce a good or provide a service is tied up in debtors and is not available for the business to use until payment has been received.

Profit from our experience

At AGM Finance we understand your business and we develop a personal, one-on-one relationship with you.

Whether you’re starting a new business or needing to upgrade equipment, we can determine what finance solutions to use with unbeatable interest rates. We evaluate your equipment finance options from Australia’s leading lenders to find you the lowest cost finance package and most flexible repayment options available.

Features and Benefits of AGM Finance

BEST RATES
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We have access to over 40 different lenders, We shop for the best rate.

EXPERT KNOWLEDGE
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We provide you guidance based on current industry knowledge and research.

PERSONAL SERVICE
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We take a pro-active and personalised approach. We understand that every client and application is different.

LIFETIME SUPPORT
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We provide ongoing support, We look after our clients throughout the whole duration of the loan.

Finance News & Articles

We have access to over 60 different lenders

We shop for the best interest rate so you don’t have to. It’s part of our duty to ensure that you are receiving the best pricing possible.

GET FINANCE

We have access to over 60 different lenders

We shop for the best interest rate so you don’t have to. It’s part of our
duty to ensure that you are receiving the best pricing possible.

GET FINANCE

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