Cashflow Debtor Finance
Searching for a great deal?
We have access to over 60+ different lenders
It’s part of our duty to ensure that you are receiving the best and stress-free equipment finance, truck loan pricing and lease term possible without any hidden fees and charges.
Get your commercial loans processed today!
30 years
$2.3 Billion
98%
View video to see why AGM Finance is an Award Winning Finance Brokerage Firm.
Through Cashflow Funding, cash becomes available almost immediately. The extra cash injection is traditionally used to purchase more stock, cover work expenses and repairs, hire more staff or advertise to grow the business, but it can be used for any purpose the business wishes.
With access to the cheapest rates and fastest approval turnaround times we are the best in the business.
Features and Benefits of AGM Finance
- Competitive Interest Rates
- Claim back the GST
- Tax Benefits (Asset Depreciation)
- Fixed Interest Rate
- Balloon option to reduce repayment
- No Deposit OK
- Tailored repayments to suit cash flow
BEST RATES
We have access to over 40 different lenders, We shop for the best rate.
EXPERT KNOWLEDGE
We provide you guidance based on current industry knowledge and research.
PERSONAL SERVICE
We take a pro-active and personalised approach. We understand that every client and application is different.
LIFETIME SUPPORT
We provide ongoing support, We look after our clients throughout the whole duration of the loan.
Cashflow & Debtor Funding
Debtor Finance (also known as cash flow finance) comes in many different variants. All have one basic feature, which is that funds are advanced to a certain percentage (usually 80% – 90%) against debts owed to a business for goods or services supplied on credit to other businesses.
For example: Business sells book debts to Debtor Finance provider on a continuing basis, Up to 85% of debt paid within 24 hours, Balance (15%) of debt paid when debtor pays, Recourse after 90/120 days, Creates a flexible Line of Credit and grows with business.
As the sales of your business grow this Cash flow Finance facility automatically increases as well, providing the business with cash to meet increasing financial demands that day to day trading can place on you.
Your borrowing ability is determined by the level of your accounts receivable not the value of your bricks and mortar. Cash flow finance is not just an alternative to bank overdraft facilities. It’s a better solution.
The biggest benefit of Debtor Finance is that it accelerates cash flow. Normally the money it costs to produce a good or provide a service is tied up in debtors and is not available for the business to use until payment has been received.
Apply for Pre-Approval now.
Complete the quick online application with no effect on your credit score.
Get an Obligation-Free quote today.
We shop for the best interest rate so you don’t have to.